We are returning next week for our yearly trip. We have always refused the insurance at the car rental and depended on our credit card company that the rental was on( luckily never had an incident) but it is my understanding that any damage would be covered on our rental only and not on the other party if we were at fault. Injury liability I believe is covered by the rental company. How do you cover any damage to the other party if you are at fault? Any feedback would be appreciated. Merci