I got in last year, so I get the new 7 at about the same monthly payment level. Get the Apple Upgrade as you also get Applecare included which carrier can't offer with similar programs. I'm going back to the Plus to get the two camera system - 2 X 12MP both f1.8, one at 28mm and one at 56mm allows from great low light photos and great zoom. Also getting the new Jet Black in 256GB. Alarm set for 0245 Friday morning to get my order in for pickup on my birthday! Ordering a new watch - built in GPS (phone not needed) swimmable to 50 meters. Both phones are IP67 - waterproof to 1 meter.